MORTGAGES AND REMORTGAGES
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Think carefully about securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or other debt secured on it.
MORTGAGES AND REMORTGAGES
We offer a tailor-made service to find the right mortgage to suit your needs. We take a responsible approach to affordability and will not attempt to “shoehorn” you into an arrangement that is not right for you.
When re-mortgaging, you are switching to another deal and often, to another lender. People re-mortgage for different reasons, but most re-mortgages can work out cheaper for them and over a period.
For example, the rate that you have been on for the past couple of years may be coming to an end and we may be able to get you a lower rate or APR with another lender. This may also be the case should you wish to consolidate debts; however a re-mortgage may not always be the best option.
Why choose us?
Debt consolidation is not always the right option for a re-mortgage, so consolidating debts must be considered carefully. This usually means that more interest will be paid over a longer period and there may well be early repayment charges to pay on your current mortgage, so you must think carefully before deciding to secure other debts on your home. There are several ways to manage debt other than re-mortgaging. There are free debt advice charities for example. You can check these out by going to www.moneyadviceservices.org.uk.
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Book a free mortgage consultation now
Think carefully about securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or other debt secured on it.