020 8629 0933

allan@finance4homes.co.uk

Have you been turned down for a mortgage due to your age, even with a poor credit score? Then we could help.

After age 55, get a mortgage that can go into retirement so you won’t have to move from the home you love.

  • We have access to 1,000’s of mortgages from all the specialist lenders, which means we will be able to find the best deal for you.
  • We have over 35 years of experience and the expertise to help those declined by the “High Street Lenders”.
  • You could be able to reduce your monthly outgoings by consolidating outstanding debt.

Book a free mortgage consultation now

Fill in your details below and one of our mortgage experts will contact you to discuss your options and help you choose the most appropriate deal.

Think carefully about securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or other debt secured on it.

MORTGAGES FOR LATER LIFE

Since the credit crisis and the introduction of the Mortgage Market Review (MMR) in April 2014, it has become a lot tougher to obtain a mortgage if you are over a certain age and we mean around 50+. The MMR placed a lot more emphasis on lenders to take a much closer view on the income and outgoings of applicants.

Quite a number of these people have “interest only” mortgages and are now coming to the end of their term where the lender requires the capital to be repaid and may need a mortgage to help do this.

Why choose us?

We have lenders that take a flexible approach to mortgages for older people and will consider a mortgage based on earned income to age 75 (where applicants plan to work to that age) and to 85+ if the affordability of the mortgage can be based upon pension, rental or investment income.

All applications are underwritten on an individual basis and quite often, manually, so you will be treated as individuals. However, you should be aware that a mortgage may not be available in all cases, but we will certainly have a really good try. So why not get in touch to see if we can help you, TODAY.

Book a free mortgage consultation now

Fill in your details below and one of our mortgage experts will contact you to discuss your options and help you choose the most appropriate deal.

Think carefully about securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or other debt secured on it.

What Our Clients Say

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Allan was great to work with, made my remortgage a very easy process. Was always there to help when needed. Highly recommended

5
Gillian Roberts
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Allan has helped us with re-mortgaging over the last few years. He has always provided the best service and has kept us up to date with progress. I would highly recommend him.

5
Allison Marrion
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Alan has been brilliant he got me my mortgage when no one else could my bank of 20 years wouldn’t lend it me but he sorted it for me
I’ve recommended him to a few people already and will definitely recommend him to anyone else
He kept my stress levels down and communicated with me throughout the whole process
Thankyou for all your help

5
Sarah
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As an oldie with not much knowledge on the mortgage front l was blessed to have Alan as my advisor he took me through every aspect of my business and although hewas most professional he became a friend which I appreciated as during a stressful period he got me through it thankyou Alan you gave me peace of mind.

5
Margaret Ponder
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Mortgage Advice

I highly recommend Finance 4 Homes - Allan is professional, patient and, frankly, brilliant! I am so grateful to him for his assistance and advice in securing a mortgage for me. This has meant a secure home for myself and my children for which I cannot express gratitude enough. If you ever need any help with finances and are seeking a professional, prompt and effective service then Allan is your man!

5
Naomi Chiffi
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Very helpful and committed to finding the best product available to me. Will use again next time.

5
Ian