020 8629 0933

allan@finance4homes.co.uk

Mortgages for over 50s

IF THE COMPUTER SAYS NO, GIVE US A GO! 

Need a mortgage or remortgage? Even with a bad or poor credit history, we can help. Self Employed? One-year trading figure? Over 55? TRY US TODAY

Get your mortgage application considered by a human And not a computer, so you are more than likely to be accepted even with low credit score, CCJ’s, Default missed payments, DMP, or even previous bankruptcy, or even just to reduce debts. 

  • See if you qualify, TODAY
  • Over 25 years in this marketplace and the expertise to help those declined by the “High Street” Lenders. This means that we will be able to find the best deal for YOU, and get a mortgage, sooner.
  • By getting a remortgage, you could be reducing your monthly outgoings, considerably.

                                

                    

SEE IF YOU QUALIFY TODAY

Complete your details and we will call you back at a time that suits you and will go through all your options.

Think carefully about securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or other debt secured on it.

MORTGAGES FOR LATER LIFE

For those exploring mortgages later in life, the process can feel more complex, especially if your circumstances fall outside standard lending criteria. Whether you are over 55, self-employed, or have experienced credit challenges in the past, there are still options available. With a more flexible, human-led approach to underwriting, applications are assessed on your full financial picture rather than just a credit score. This means factors such as pension income, ongoing employment, or other assets can be taken into account to find a solution that works for you. If you are looking to remortgage, reduce monthly outgoings, or simply understand what is possible, speaking to an experienced advisor can help you move forward with clarity and confidence.

Why choose us?

We have lenders that take a flexible approach to mortgages for older people and will consider a mortgage based on earned income to age 75 (where applicants plan to work to that age) and to 85+ if the affordability of the mortgage can be based upon pension, rental or investment income.

All applications are underwritten on an individual basis and quite often, manually, so you will be treated as individuals. However, you should be aware that a mortgage may not be available in all cases, but we will certainly have a really good try. So why not get in touch to see if we can help you, TODAY.

SEE IF YOU QUALIFY TODAY

Complete your details and we will call you back at a time that suits you and will go through all your options.

Think carefully about securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or other debt secured on it.

What Our Clients Say

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Allan was great to work with, made my remortgage a very easy process. Was always there to help when needed. Highly recommended

5
Gillian Roberts
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Allan has helped us with re-mortgaging over the last few years. He has always provided the best service and has kept us up to date with progress. I would highly recommend him.

5
Allison Marrion
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Alan has been brilliant he got me my mortgage when no one else could my bank of 20 years wouldn’t lend it me but he sorted it for me
I’ve recommended him to a few people already and will definitely recommend him to anyone else
He kept my stress levels down and communicated with me throughout the whole process
Thankyou for all your help

5
Sarah
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As an oldie with not much knowledge on the mortgage front l was blessed to have Alan as my advisor he took me through every aspect of my business and although hewas most professional he became a friend which I appreciated as during a stressful period he got me through it thankyou Alan you gave me peace of mind.

5
Margaret Ponder
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Mortgage Advice

I highly recommend Finance 4 Homes - Allan is professional, patient and, frankly, brilliant! I am so grateful to him for his assistance and advice in securing a mortgage for me. This has meant a secure home for myself and my children for which I cannot express gratitude enough. If you ever need any help with finances and are seeking a professional, prompt and effective service then Allan is your man!

5
Naomi Chiffi
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Very helpful and committed to finding the best product available to me. Will use again next time.

5
Ian